"Buying"

Congratulations! This is an exciting time for you…thinking about buying a home? As a professional real estate agent, I consider myself as a consultant to my clients. I provide a superior level of informed, professional real estate services to buyers and sellers. I am here to serve you and find the home you dream with or to sell your property. My name is Melinda Goss and I am a real estate agent for Gaff's Realty in Port Orange Florida in the Daytona Beach area, which is in Volusia County Florida serving also Flagler County and other surrounding Counties in Florida,

Buying a home is an exciting and complex adventure. It can also be a very time-consuming and costly one if you're not familiar with all aspects of the process, and don't have all the best information and resources at hand.

One of my specialties is representing the best interests of Daytona Beach area buyers throughout the home buying process. My comprehensive, high-quality services can save you time and money, as well as make the experience more enjoyable and less stressful.

If you're like most people, buying a home is the biggest investment you will ever make. So whether you're buying a starter home, your dream home or an investment property, why not take advantage of my experience as a local market expert for Gaff's Realty to make the most informed decisions you can, every step of the way?

Buyer Tips

Choosing your real estate professional is, perhaps, the most important decision you will make when buying property. We believe the more you look around, the more you will see the value of working with us.

However, no matter whom you choose, these simple tips will help you find and purchase the home of your dreams more quickly and efficiently.

Before you shop:

Be a smart consumer. Learn the finances basics. Know how to shop for a home loan that's right for you.

Get pre-approved. This takes very little time and lets you know the price range that fits your lifestyle.

Know what you want. The last thing you need is to close a deal and realize you bought a house you don't want. Ask yourself what you're looking for in a home, before you shop. Think about size, commute time and necessary repairs.

Keep your debt load to a minimum. Don't make major purchases or incur any additional debt until after your purchase. Pay down credit cards and don't apply for new ones. Remember, financial institutions evaluate your financial situation on your gross monthly income. Your total monthly house costs should not exceed 28 percent of your gross monthly income.

Be prepared to view new properties quickly. Sometimes homes sell quickly, so be ready to make fast decisions. Be accessible to change the terms. 

Have instant access to your agent. Instant communication can mean the difference in purchasing the property of your choice.

Before you buy:

Submit a strong competitive offer.

Include a substantial earnest money deposit. Sometimes offers are accepted based on the amount of the deposit.

Try to minimize the number of contingencies. Fewer contingencies mean a stronger offer.

Hire an inspector. A professional building inspector or appraiser will make sure the house of your choice is in satisfactory condition.

Check zoning regulations and covenants. Good residential neighborhoods will be zoned to keep out commercial and industrial users. Read any restrictive covenants and make sure they fit your lifestyle.

Request an updated property survey. Be sure it clearly marks boundaries. Check for problems.

Make sure you know what stays or goes.
Your contract should be very specific about which items (appliances, etc) are included in the sale.

 

Get agreements in writing. Make certain verbal agreements are written into the final contract to avoid any stressful and expensive issues later.

CONTACT ME I CAN HELP JUST ASK FOR MELINDA

Melinda Goss

Email:

MelindaSellsDaytona@hotmail.com

4626 S. Clyde Morris Blvd.

Suite 1
Port Orange, Florida 32129

Telephone:(386)-366-2054

Fax:(386)-756-9995